When most people think of Risk Smart Advisors powered by John Galt Insurance, they think homeowners insurance. But you guessed it, we offer competitive auto insurance rates too! And with insurance rates rising across the board, now is the perfect time to check in and see how we can help you save.
Why Are Auto Insurance Rates Going Up?
If you’ve noticed your premiums creeping up, you’re not alone. Several factors are driving these increases, including:
- Higher repair costs: Newer cars come with advanced technology, which is great for safety, but costly to repair.
- More accidents: A rise in the number of claims means insurers are paying out more, and those costs get passed down to customers.
- Inflation: Everything from medical bills to car parts is more expensive, which contributes to higher insurance costs.
- Severe weather: Natural disasters and unpredictable weather events lead to more claims, impacting auto insurance rates.
How Can You Lower Your Auto Insurance Costs?
Many drivers are wondering why are auto insurance rates going up, but here’s the good news: while rates are rising, you don’t have to settle for paying more. At Risk Smart Advisors powered by John Galt Insurance, we work with 10 top-rated insurance companies, including Progressive, Travelers, Safeco, Allstate, and Mercury, to name a few. This gives us the ability to shop around and find the best coverage at the best price, customized for your needs.
In fact, we often find we’re able to beat the rates of well-known carriers like State Farm and Geico—especially for families with young drivers, who often face higher premiums.
Why Should You Care About Our Multiple Insurance Options?
Having access to multiple insurance providers means more competition, and that’s always a good thing for you. By allowing us to shop for your auto insurance, we can leverage the best rates and coverage options from our trusted network of carriers. Just like we do with your homeowners insurance, we’ll ensure you’re getting the best value possible.
And if it turns out you’re already in the best spot with your current provider, we’ll tell you that. No pressure—just peace of mind knowing that you’re covered.
Let’s Review Your Auto Policy Together
Here’s what we suggest:
- Let’s review your current auto insurance policy to make sure everything is in order.
- We’ll check for better coverage for a lower price by comparing quotes from multiple top-rated providers.
- If we can save you money or offer better protection, great! We’ll walk you through the switch.
- If you’re already in the best situation, we’ll let you know and suggest you stick with your current carrier.
Either way, you’ll have the confidence of knowing you’re making the best choice for your insurance needs.
Why Risk Smart Advisors powered by John Galt Insurance?
At Risk Smart Advisors powered by John Galt Insurance, we’re not just here to help with homeowners insurance. We’re your one-stop shop for all your insurance needs, and we’re committed to finding you the best rates and coverage—whether it’s for your home, auto, or beyond.
Let us do the heavy lifting for you. If you’d like us to review your auto insurance policy, simply get in touch and we’ll start working for you right away.